whether or not to use sqlite/spatialite on Android with only 29k rows

I'm trying to figure out whether or not to use sqlite/spatialite on Android with only 29k rows. I just need to find the nearest locations from the user everytime they move outside 100 meters which could be about every 10 minutes. I feel like running querying a spatial database as opposed to looping a collection and calculating distances could be overkill. When is it overkill to use a database in this case?